Insurance (uk)

For help finding/discussion about good insurance rates.

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Re: Insurance (uk)

Postby Scott J » Fri 12.04.2019, 18:27

Rambo wrote:Changed my insurance company to Footman James

Two M100's, both garaged overnight, 5000 miles pa between the 2, agreed valuations of £10k and £12k, European cover for up to 90 days, salvage retention, £100 XS, spares cover etc ...all for the sum of £222.16.

But, then again, I'm an old git :?


Thats cheap, must because your living in the boondocks. I'm also with FJ. Elise is 4000 miles, garaged, agreed value £14k. , and £350 :(
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Re: Insurance (uk)

Postby lotusles » Fri 12.04.2019, 19:51

woody wrote:Just renewed with Adrian Flux.
Underwritten by Markerstudy for £99.06 with agreed value £10k, £100 excess, courtesy car, salvage retention etc etc.
Well pleased
Cheers,
Woody


Excellent result, all I need to do is get rid of the 6pts and not have a company hack :-(
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Re: Insurance (uk)

Postby Saltire » Thu 30.05.2019, 07:45

My Elan insurance has just fallen due, and, as I usually do, I shopped around. (Currently with Flux). Footman James were very competitive and flexible, but there was an unusual deal-breaker. As some of you know, I’m a magistrate, and I occasionally drive the Elan to court on fine days. Magistrates are not paid, but we can claim travel expenses (standard UK government mileage rate). According to FJ, that therefore counts as “paid employment”, and so the premium goes up by £40 a year - which suddenly makes it the most expensive option.

Shame, as I liked their policy and would otherwise have switched.

Magistrate is declared to Flux with no additional premium.

I’ll never understand the world of insurance . . .
Last edited by Saltire on Thu 30.05.2019, 10:49, edited 1 time in total.
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Re: Insurance (uk)

Postby Rambo » Thu 30.05.2019, 08:41

Saltire wrote:I’ll never understand the world of insurance . . .


Perhaps the best way is to be dishonest m'lud :twisted:
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Re: Insurance (uk)

Postby RonR » Thu 08.08.2019, 10:07

Just renewed with Footman James:

1992 SE with mods and 1968 Elan +2, M100 on drive and +2 garaged.
SDP Agreed Values £8500 + £15000 with 5000 miles combined mileage, Nil deduction Salvage Retention, £5K spare parts, Legal protection and European cover.
Retired 60 Y.O. living inside the M25.
£261 - Would have been £186 for just the M100 and £250 spares.
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Re: Insurance (uk)

Postby Bern » Thu 08.08.2019, 10:28

A word of warning, I've been insured with Flux for some time now, and as I'm quite lazy when it comes to shopping around for insurance I just let it renew each year.

This year they sent me an email saying that it wouldn't automatically renew and I'd have to phone them.

I missed this email, and was uninsured for a couple of weeks! Luckily I hadn't driven it. I'm not sure why I needed to call them as they just renewed it, I should've asked why, but I'd been on hold for such a long time and I was trying to do some work!

Saltire wrote:...and I occasionally drive the Elan to court on fine days . . .


Do you not drive the Elan on, say for example, custodial sentence days?
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Re: Insurance (uk)

Postby Peterehill » Thu 08.08.2019, 17:56

I've just changed from Adrian Flux to Footman James. AF wanted £165, no agreed value or any extras and they took FOREVER to answer the phone, on hold twice as 1st person could not give new price match quote. FJ £143 for agreed value £11000 and salvage.
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Re: Insurance (uk)

Postby Rambo » Thu 08.08.2019, 21:04

FJ is the way to go AFAIAC :smt023
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Re: Insurance (uk)

Postby John_W » Thu 08.08.2019, 21:25

Classic Line £328, agreed value £7,000 and all mods declared, 5000 miles a year. I’m ancient and live in the middle of nowhere. Maybe I’ll try Footman James next time.
:?
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Re: Insurance (uk)

Postby Rambo » Thu 08.08.2019, 21:38

John_W wrote:Classic Line £328, agreed value £7,000 and all mods declared, 5000 miles a year. I’m ancient and live in the middle of nowhere. Maybe I’ll try Footman James next time.
:?


You should John. I reckon you'll save at least £170 and have a much higher agreed value and salvage rights to boot :shock: Try them now for a comparative quote to see how much beer/whisky money you will undoubtedly save

Well recommended :smt023

Rambo wrote:Good result today.

Changed my insurance company to Footman James and saved over 100 beer tokens

Two M100's, both garaged overnight, 5000 miles pa between the 2, agreed valuations of £10k and £12k, European cover for up to 90 days, salvage retention, £100 XS, spares cover etc ...all for the sum of £222.16.

But, then again, I'm an old git :?

Time for another :cheers:
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Re: Insurance (uk)

Postby Saltire » Thu 08.08.2019, 22:30

Bern wrote:
Saltire wrote:...and I occasionally drive the Elan to court on fine days . . .


Do you not drive the Elan on, say for example, custodial sentence days?


ROFL :lol:

Actually, you never know what kind of cases you’ll be dealing with until you rock up. One day last year I did railway fare evasion all morning, and commercial premises gas warrants all afternoon.
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Re: Insurance (uk)

Postby Giniw » Thu 08.08.2019, 22:49

(lol, I just understood the "fine" days :lol: )
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Re: Insurance (uk)

Postby dapinky » Fri 09.08.2019, 10:50

Rambo wrote:
John_W wrote:Classic Line £328, agreed value £7,000 and all mods declared, 5000 miles a year. I’m ancient and live in the middle of nowhere. Maybe I’ll try Footman James next time.
:?


You should John. I reckon you'll save at least £170 and have a much higher agreed value and salvage rights to boot :shock: Try them now for a comparative quote to see how much beer/whisky money you will undoubtedly save

Well recommended :smt023



I've been using them for the last 3 years, and whilst I can't say what their service will be like in the event of a claim (Peter James were excellent, but then priced themselves out of the game for me), I did like their service when I took out the policy. I spent about 20 minutes listing every last change that I was aware of on the car (not just performance upgrades, but everything different). The lady had to go to the underwriters with the list, but phoned me back 30 minutes later and said that they were not only happy with the list, but there would be no price change on the basic premium. I then added on the 'extras' i wanted (agreed value, salvage retention, spare parts etc) - and it still came in cheaper than anywhere else.

When we moved house it came down a bit, and now my garage is built it has dropped another £2!!!!
Dave

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Re: Insurance (uk)

Postby quiksilva » Fri 09.08.2019, 13:13

mine through classic line after 8 years off road , 5k miles, £8500, all mods declared, salvage retention and 3 points declared = £175 -also bearing in mind my daily is a co car so no no claims there i think..
i do like them from experience very little hanging around on the phone and always friendly
just my 2p

andy
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Re: Insurance (uk)

Postby Steve A » Tue 01.10.2019, 17:44

Just renewed with 2Gether insurance £156 with agreed value, salvage and 4000 miles 8)
Last edited by Steve A on Tue 01.10.2019, 18:52, edited 1 time in total.
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Re: Insurance (uk)

Postby Giniw » Tue 01.10.2019, 18:25

I don't know the UK market very well, but £156 is probably undervalued for an Elan! ( :lol: )
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Re: Insurance (uk)

Postby Steve A » Tue 01.10.2019, 18:53

Giniw wrote:I don't know the UK market very well, but £156 is probably undervalued for an Elan! ( :lol: )


you got me :lol: now edited :bonk:
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Re: Insurance (uk)

Postby Giniw » Tue 01.10.2019, 19:47

Shucks, I was about to make an offer!! :cry:
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