Jon,
Whilst you have access to the area, perhaps if you turned on the ignition (but not start the engine) it would give a clue.
As the pump starts it will send fuel to the injector rail, and then return excess to the tank (by way of the return pipe). The whole system is presurised by the pump to allow the injectors to squirt in the right amount of fuel, and the pressure is regulated by a regulator on the end of the fuel rail.
If the leak is on the pipe from the pump to the filter it should be seen instantly you turn the key on (I assume you have removed the rectangular plate to see the filter - if not, it is worth doing).
If the leak is between the filter and the engine, it will be just a moment after you turn the key.
If it is at the engine, the fuel will run out in the engine bay, not the location you describe - so is unlikely.
If it happens after the rail is pressurised it will be on the pipe returning fuel to the top of the tank - so it may be at the tank fitting which you will see, or more likely, somewhere along the pipe.
If the fuel pump turns off after a few seconds (like when you would normally start the car) then it will show that the regulator is stopping the flow at the designated fuel pressure (50-60psi if i remember correctly, but I could be wrong - not that the figures matter too much at the moment!).
I would expect it to be fairly obvious where the fuel comes from when it is under pressure...... as you say, had it been a simple leak then the tank would be empty a while ago, so it suggests that it only happens under pressure from the pump, so is likely to be on the pipework.
The fuel pipes are a heat moulded plastic item and can get squashed and damaged by various means due to their location running the length of the car. it is possible that someone has replaced them at some stage and either used the wrong sort of rubber pipe to do the 'repair' (not a fuel-resistant pipe) or that a joint is not formed properly. Or maybe the original one has split recently.
I would somehow expect that it would be likely to be the 'return' pipe where the problem is, otherwise fuel would syphon out when the 'feed' pipe is full of petrol and you would get an empty tank (but not if the damage is at a high point in the system, so it *could* still be a feed pipe issue.
If the fuel pump does not turn off after a couple of seconds it indicates that there is insufficient pressure in the system for the injectors to run properly (because of the leak!) and if you were to drive the car like that you may run the risk of under-fuelling which could cause the engine to run lean and blow up (not to mention the fire risk from the leaking petrol

) - this is justs an over dramatisation on my part, but just stating the worst case scenario - - in no way am I suggesting that you'd try and drive until you can isolate and cure the leak
