Insurance (uk)

[ianh]

........I now feel a little happier about handing over £470 to Footman James! <br><br>One thing that I discovered along the way is that they are prepared to do an Agreed Value policy based on a Club Lotus valuation. Normally insurers won't look at this until the car is over 10 years old, so it's a bonus for S2 owners.  :)

[stevo]

admiral £1200<br>25 years old<br>£250xs<br>6 points<br>garaged<br>3x drives<br>3 years no claims<br>no mods(cough cough)<br><br>due for a change soon.<br><br>still not put off.....<br><br><br>

[Mark Corfield]

Hi Greg,<br><br>FJ charge me £340 for a limited 4500 miles a year. Excess is only £100 but I have a garage and am closer to 50 than 40 !!<br><br>Incidentally, Specialist Car Division (01277-206911) quoted me £283 for 5000 miles but had a £250 excess and required a cat. 2 immobiliser. Also, they needed Rambo to be put to bed every night in a locked garage even when away from my home address !!<br><br>If I didn't have a Golf GTi as my daily driver, I could transfer my full NCD to the Elan and FJ would charge me approx. £300 for unlimited mileage<br><br>Maybe there's something to be said for getting old ? I've even still got hair and teeth !!<br>

[lotusphil]

i paid £320 (only 31 too!) for 4500miles pa on the club lotus policy, but I've heard good things about Carole Nash so well worth giving them a try.... and let us know how you get on www.carolenash.co.uk

[Darren]

Insurance is as individual as the people that buy it, that said, I moved from Carole Nash to Footman James and saved over £120, so I now pay around £300 for collectors car, with limited mileage etc etc.<br><br>What I would say is, if you've saving money, check on the small print i.e Footman James has circa 50+ post codes that you can't leave your car parked in, there's also something about leaving it over night, not locked up etc.<br><br>My previous insurance (before Carole Nash) was with the Lloyds, it cost circa £500 but you could park where you wanted, do as many miles as you liked etc etc.<br><br>Happy shopping.<br>Darren<br>~~~~

[Monty]

Got a quote form FJ`s, £358 full comp, garaged, 4500 limited miles. But not insured between the hours of 10pm till 6am poo!

[Richard_A_Clifton]

[quote author=Dico link=board=insure;num=1067883802;start=15#26 date=01/16/04 at 11:54:54]footman james-   <br>car is insured when parked at home 10pm-6am if garaged. however, if left on driveway, not insured for malicious damage.<br>park it away from home overnight, i.e at work/outside pub etc and its insured!<br>explain that one?[/quote]<br><br>Quite simply that when you are away from home, you can't be expected to turf someone else out of their own garage so you can put yours in.  If you are at home, you are doing the best you can, security-wise, if you tuck it up in the garage.  Conversely, you are not doing your best if you leave it out at home therefore they will not cover you.  Seems fair to me.<br>

[Mike Y]

;D I am surprised no one has tried Classic Line 01455 639000. I pay approx £160 per Elan as I have two. Before I had the two Elans I had an Esprit Turbo at £180 and the Elan at £160. Mikeage limited to 5000m per year each vehicle agreed.<br><br>Got to be worth a try. <br><br>When I insured the secound Elan I ever owned a few years ago now I came up against the problem of the car being too young to be classed as a classic but Classic Line sorted that problem out.<br><br>Cheers Mike

[tswcowboy]

340 for me 29  3points  400 excess and unlimited miles agreed value of 11000 happy with that

[Monty]

Hello tswcowboy!<br><br>Thats a good quote, Who`s that with and does it have to b garaged?<br><br>

[Sy V]

Aaron offered "...agreed value of 11000..."<br><br>Is that for both Elans mate?  ;)<br><br>Sy<br><br>Do you want some dosh to cover the new spoiler on Thursday mate?

[westonben]

£450 with direct choice (off confused.com)<br>with £450XS<br><br>5000 miles<br>SDP & Commuting<br>Garaged<br>1995 S2<br>No mods<br><br>I'm 27<br>No points<br>Full NCB

[tswcowboy]

u cheeky so and so just the 0ne yes thats garged the company was high way and i went though www.confused.com you fill out one form and they check something like 33 off the 35 insurance agents and give you best price for free i found auto direct at 336 pounds highway at 320 pounds and allianz cornhill at 377 pounds so it out there thats protected as well garged as i say 3 points and a 29 year old i would try confused as an agent they are quoted as the best

[tswcowboy]

direct choice offered me 451 so about the same sy rear spoliier is still in taunton its done and ready for collection  i was hopping to get it yesterday but didnt happen so will chat to you thursday and see about shocks as well

[TStevens]

£1,245 (full comp)<br>£650 XS<br><br>Based on 3years no claims aged 22 with licence for 5years.<br><br>Admiral work out quite well for us *younger* drivers. Even Tesco/Elephant wanted £1,400<br><br>Being under 25 classic insurance isnt an option, neithers a 3 figure quote! Most of the companys discussed in this thread wouldn't insure anyone under 25 on an Elan, and it was either Churchill or Direct Line that won't insure anyone on an Elan under 30!<br><br>Hope you all feel happier with your silly lil quotes  :P

[quiksilva]

direct line and churchill wouldnt quote me either even though im 35, got mine through confused.com - £309 5000 miles PA fully comp with £250 xs - a full £700 cheaper than my previous quote  8)

[A6LANMAN]

Just renewed mine with More Than for £239 .<br>Bad news is 5000miles limit & £450 excess. Full ncb protection etc included. <br><br><br>Maybe passing 45 is an advantage this time.

[Sy V]

The premium price is great...couldn't live with the mile limitation though.

[timmo]

Broker direct just quoted my an additional l£148 per year on my SAAB 900's price, comp no mileage limit, £200 xs. Confused over £200 more, although the wifes points dont help.