Insurance (uk)

[chris]

Yep,<br><br>I found the same.....Classic Line saved me £100 against Footman James, with a similar level of cover.<br><br>Now I think I'll upgrade those speakers with the saved cash.<br><br>Chris.

[nitroman]

Just as an aside, and I know that countries, sometimes even independent of their values & core culture, develope rules which just plain vary.  But Americans are a particularly independent lot, and do not like to be told what they cannot do, contrary to the constant bombardment of the "It takes a village" folks.  In any case, I have never been asked when applying for car ins. if my car had any modifications.  The only ones who seen to use their electronic nannies to deny us warranty coverage along these lines are the manufacturers themselves; but that is purely economics.  Over & out & may God bless, Matt

[popeckia]

Just got my renewal quote through from Carole Nash - up from circa £700 to £1900!<br><br>Had a claim during the year when somone drove into the corner of my car while it was parked.<br><br>Tried Classic Line but they wouldn't even quote as I don't have a garage (and presumably coupled with a London postcode).<br><br>Best quote off confused was £1030 .... surely this stuff is supposed to get cheaper as I get older????<br>

[TStevens]

Give elephant/admiral a try. <br><br>Mines come down to 850, from 1150 now im 24. <br><br>What still irks me is companies that insist you need to be 25 or even 30 (direct line) to insure an elan, but will insure somoene with a 1 day old driving licence and 0 no claims.

[nickb]

Have you tried Adrian Flux?<br><br>I use then to insure my elan and only pay in the region of £400. Prior to this I used them for my Elise and they were very cheap for this as well.<br><br>Nick

[popeckia]

[quote author=TStevens link=board=insure;num=1067883802;start=120#126 date=05/03/05 at 09:48:09]Give elephant/admiral a try. <br><br>Mines come down to 850, from 1150 now im 24. <br><br>What still irks me is companies that insist you need to be 25 or even 30 (direct line) to insure an elan, but will insure somoene with a 1 day old driving licence and 0 no claims. [/quote]<br><br>Yeah, looks like Admiral is what I will be going with... I have a piece of crap Cavalier insured with them that has built up a little no claims so I'm just going to transfer it to the Elan for the last 6 months. This should get me another years no claims and hopefully I will have fled London by then to less risky parts of the country in the eyes of insurers

[Scott J]

TOP TIP<br><br>got 5 yrs NCB with elephant now, but still ran a comparison checker thru' confused.com.<br><br>Surprise surprise Admiral were £80 cheaper.  I called elephant to say that they were expensive and I had chepaer quotes on-line so they knocked £50 quid off, not bad for a 3 min phone call.<br><br>£450, 8000 miles , garage, thatcham 1, business class 1.<br><br>I think that is rather reasonable.   ;D

[GaryJ]

Admiral - Thatcham 1, 3000 miles, garaged, no no claims (due to trader's policy) £450. Pretty good me thinks.

[schurch]

3000 miles?! *sigh* sunday drivers!

[GaryJ]

For 3 reasons - <br><br>1 - I don't like to put too many miles on the car<br>2 - To work and back is 60 miles where parking is not great<br>3 - It's a hell of a lot cheaper travelling that distance each day in a weasy wiesel!<br><br><br>p.s. Not just a Sunday driver - I have been known to use it on the occassional Saturday too  :P (and in the week when the sun be shining)<br>

[Neil D.]

You need to insure your car in France<br><br>fully comp.  :)  unlimited mileage  :) you do not psy the franchise on your first accident  (this is reset after 2 years)<br><br>How  Much ????????<br><br>roll of drums<br><br>660 Euros or about 440 pounds....<br><br>and they called me last week to say they wanted to give me a reduction of 30 GBP  ;D<br><br>Neil<br><br><br><br>

[Jimi_Mac]

<br> Hi all,<br><br> I'm new to this great site and although this is an old topic, it caught my eye as I work in the Insurance industry!<br><br>I drive a standard white Elan SE G-reg 88k OTC (apart from a Bailey DV)<br><br>The Company I work for (based in Bristol) insures all kinds of risks, including High Performance Sports Cars. <br><br>Basically since the FSA (Financial Services Authority) took over from GISC (General Insurance Standards Council) in the regulation of UK Companies offering any Financial advice or services from 15.01.05, brokers can charge up to a maximum of 25% of the insurers premium; eg for a £400.00 premium a broker can ask £500.00, including £100.00 fees.<br><br>I can have these fees reduced to a minimum so;<br><br>If I can help anyone obtain a cheaper quote email me:<br><br>jamesmccabe73@yahoo.co.uk with a contact name & number, renewal date and I will pleased to obtain a competative quote for you.<br><br>Alternatively call High Performance Direct Insurance on:<br><br> 0870 753 1127 quote Ref: 8862 <br><br>I look forward to hearing from you.<br><br>Regards<br><br>James McCabe<br>PS I'm 31 zero ncb 6k miles 9pts sp30's £330.pa

[GaryJ]

[smiley=moon.gif]

[Exbury]

Insurance is up for renewal on the 20th so will give you a call! Thanks for the help!

[Exbury]

Just for interest, I have had 3 quotes so far;

29, 1 ongoing claim last 3 years, no points, 5or6000 miles, Cat1 A&I, MK43 area, garaged, inc. brother 27, 1 accident at fault last 3 years, 3points SP30;

Footman James 0845 458 6790 - Renewal £534.90 (6k miles)
Classic Line 01455 639035 - quote - £407.50 (5k miles)
Firebond 08704 440556 - quote - £395.00 (6k miles)

James (High Performance Direct) - sent you my details but never heard anything back?

Think I will be moving to Firebond!!

[Dico]

I have just increased my limited mileage policy with Footman and James from 3000 miles to 4500 miles per annum. I have paid an extra £65 for this bringing the total to £450.
Now to some i know this may sound reasonable, but for a relativley old geezer, aged 37, with full no claims, zero points/convictions, and garaged it seems a bit pricey to. especially after speaking to another elan owner at the weekend, who is with Liverpool Victoria , and pays £330 (iirc) for fully protected, fully comp, unlimited mileage, similar age (sorry Mark )
So, old geezer phones Liverpool Victoria expecting some pleasant news, and gets quoted an astonishing £734 ! WTF ! What am i doing different???

Looks like i'll be sticking with Footman and James afterall. they are actually a very good company, and offer a guaranteed payout of an agreed value, and the price includes recovery and green card.

The grass is always greener on the other side?
Is it bolox!

[Avonvilla]

Dico you tried classicline ? i have virtually identical stats to you except a bit younger and its an S2 with a higher yearly mileage allowance and i'm now paying £240 fully comp protected !