woody wrote:I wonder how the Insurance companies will deal with this. Up to now they only pay scrap value for cars with out of date MOT's
Cheers,
Woody
Well, looking at the
actual announcement, I don’t believe that’s relevant. The announcement is a bit woolly, and I’m sure they’ll clarify in the legislation, but it implies that the existing MoT certificate is not being
extended; rather, the vehicle is being temporarily
exempted from the need to carry an MoT. As such, it’s being treated exactly like any vehicle less than three years old, i.e. it doesn’t require a current certificate, but you’ll need to keep it in a roadworthy condition. If you don’t, then an insurance company can refuse to cover you.
Like many of the other recent government pronouncements, this has “not properly thought through” stamped all over it, but they can be forgiven in the circumstances. Clarity will hopefully come later.
What will be interesting for me is what happens in 6 months time, i.e. will they say “well now you need to renew your MoT, and it will only last to the anniversary of when your last one expired”, or will you get the full 12 months from the date of test? We shall see . . .
As with Pinky, exclusions apply: just because I’m a magistrate, it doesn’t necessarily follow that I know what I’m talking about.